packages/kilo-docs/pages/getting-started/faq/credits-and-billing.md
This section contains questions about credits, billing, and pricing in Kilo Code.
Kilo Code uses Codestral 2508 (a model by Mistral AI) as the dedicated engine for our Autocomplete feature. It is optimized for speed and low latency, making it perfect for real-time code suggestions.
Because Autocomplete needs to be ready the moment you start typing, the model stays active in the background whenever the feature is enabled. This occurs even if you aren't currently using the Kilo Chat.
You can use Codestral for Autocomplete without consuming Kilo credits by adding your own Mistral Codestral API key via BYOK (Bring Your Own Key). Mistral offers a free tier for Codestral.
Setup Guide: Setting Up Mistral for Free Autocomplete
If you prefer not to have background requests running, you can turn off the feature entirely:
{% callout type="note" %} Disabling this will stop all ghost-text suggestions in your editor. {% /callout %}
Kilo credits are not shared between Personal and Organization environments.
If you have credits in one environment but are currently using the other, Kilo may show a low balance or usage warning.
In the IDE
Use the environment selector dropdown to switch to the account that holds your credits (Personal or the specific Organization).
{% image src="/docs/img/faq/credits-environment-selector.png" alt="Environment selector dropdown showing Personal and Organization environments" caption="Use the environment selector to switch between Personal and Organization accounts" /%}
In the CLI
Run:
/teams
Then choose the environment you want to use.
Each environment maintains its own balance and usage tracking to ensure clear billing and access control. Switching environments ensures Kilo is using the correct credit pool.
You can add your VAT number during the credit purchase process.
In the credit purchase window, enable the option “I’m purchasing as a business.” Once enabled, a field will appear to enter your VAT number.